Spouses who were married to servicemembers who died in the line of duty, or due to a service-connected disability, injury, or illness, may also qualify, provided they have not remarried. Have served six years or more in the National Guard or Selected Reserves.Have served 24 consecutive months starting Septemor later.Be on current active duty with at least 90 continuous days of service.Have served at least 90 consecutive days of active duty during wartime, or 181 days or more during peacetime (see exact dates of service here). This means either you or your co-buyer needs to: To qualify for a VA loan, you have to meet the military service requirements. Instead, the VA insures these loans, meaning lenders are able to approve loans with more lenient guidelines. VA loans are issued through approved private lenders - not the VA directly. They’re specifically designed for active-duty military members, veterans, and their surviving spouses, and they come with a number of benefits not available with other mortgage loan types. A VA home loan is a mortgage backed by the U.S.
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